John C. Goodman is a Senior Fellow at the Independent Institute and earlier this month at National Review he published an article outlining his idea for what should replace Obamacare. He writes:
The proposal I suggest would achieve four remarkable things: It would be more progressive than Obamacare, because it would involve more distribution from higher- to lower-income households. It would provide genuine protection for people who have a preexisting condition, as opposed to the bait-and-switch promises of Obamacare. It would provide genuine access to care for everyone, as opposed to leaving 30 million uninsured, as Obamacare does. And it would work in practice, primarily because it would confine the role of government to setting a few simple rules of the game, leaving individual choice and the marketplace to do the heavy lifting.
Here are what Goodman calls the “essential elements” — we have included his first sentences explaining them:
Choice: Had we accepted the principle of choice in designing a health-care reform, we would not face the prospect of up to 10 million individual policyholders’ losing insurance they were promised they could keep. We would also not face the prospect of millions of additional people’s fearing the loss of their employer plans.
Fairness. Everyone at the same income level should get the same help from government when obtaining private insurance. Obamacare flagrantly violates this principle.
Jobs. A uniform health-insurance tax credit combined with the absence of a mandate would also get rid of all the chaos Obamacare is creating in the labor market.
Universality. Experts predict that, after all the havoc Obamacare will cause, most of the uninsured will still be uninsured. In fact, since millions of people are having their insurance canceled, we may end 2014 with more people uninsured than a year earlier.
Portability. In most states today, it is illegal for employers to buy for their employees what they most want and need — insurance that travels with them from job to job and in and out of the labor market.
Patient Power. Health savings accounts (HSAs) and health reimbursement arrangements (HRAs) are very effective ways to eliminate waste and to control costs. That’s why 30 million people now have these accounts.
Real Insurance. Here is the greatest irony about Obamacare: The prime motive behind health-care reform was to give everyone access to care. But the way things are panning out, millions of people are losing insurance that offers very reasonable access to providers and are being forced into an exchange where the typical plan excludes the best doctors and the best hospitals.
There is an urgent need to reform Obamacare. We really can’t wait until 2017, when we will get a new president.
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You can read that entire article here: Replace Obamacare, Stat.
This week at the Wall Street Journal Goodman has a new post and he calls Obamacare a costly failed experiment. The subtitle of it is: “The law’s treatment of people is arbitrary and unfair. Its economic impact is only going to get worse.”
It’s difficult to imagine that the Republican Party and other proponents of its repeal would be able to get their act together to the point where they could over-ride an Obama veto which would surely follow any legislation to end Obama’s signature legislation.
In the Journal article Goodman writes, “While the president and his party struggle to find more convincing reasons why we need Obamacare, [the] huge problems won’t go away.”
So it looks likes we’re in for three more years of suffering.
Learn more: Wall Street Journal
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